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August 15, 2017

Lone Wolf by Jodi Picoult

Lone Wolf by Jodi Picoult What happens when a living will and healthcare power of attorney are years old? What happens when the named agent is estranged at the time that the person becomes incapacitated? This book deals with both of these circumstances. , While fiction, it engages you about Read More...
August 15, 2017

LIFE INSURANCE REPLACES INCOME OF DECEASED AND PAYS OFF DEBTS– DO I HAVE ENOUGH?

It is really common for clients to tell me that they don’t need life insurance or to say the they have enough. When asked what is enough, they start to hesitate. For good reason! You need to know what life insurance is insuring before you can state blithely that what Read More...
August 15, 2017

LIFE INSURANCE IS TAXED! NO KIDDING!

One of the first shockers when I started to practice estate planning was to learn that the death benefit for life insurance is subject to estate tax. Yikes! You’re asking yourself, “Can this really mean that when I buy life insurance to benefit my family they will have to pay Read More...
August 15, 2017

IT’S FEELS GOOD TO KNOW PEOPLE CARE ABOUT YOUR FAMILY

Perhaps one of the worse things to endure is going blind. My vision progressively worsens with age and my legal reading load. For my mom, she had cataracts in her only good eye. Her other eye is blind. Of course, you would know it from looking at her. She looks Read More...
August 15, 2017

Does Your Irrevocable Life Insurance Trust Still Have Insurance That Will Pay Out?

One of the keys to having an Irrevocable Life Insurance Trust(ILIT) work is knowing that the insurance policy within the trust will have an adequate death benefit. The death benefit is what the life insurance will pay when the insured passes away. Often, this insurance is intended to provide liquidity Read More...
August 15, 2017

PARENTS WITH YOUNG KIDS DO DIE—IT REALLY HAPPENS!

This summer a 5th grader in my sons’ Cub Scout pack lost his mom when she unexpectedly died from a brain aneurism. It shocked us all. It is uncomfortable to think about it, but some kids really do lose their parents. It is unfair, but it is life. This Read More...
August 15, 2017

Turning 18– Who Makes Decisions In Medical Emergencies?

When a person turns 18, he or she is an adult and gets to make his or her own decisions about medical and mental health care. That means that parents do not automatically get to know what is going on with their children’s health in emergency situation. This happened to Read More...
August 15, 2017

A Bitter-Sweet Season

A Bitter-Sweet Season: Care for Our Aging Parents—and Ourselves by Jane Gross There is comfort in knowing that other bright people are in the same, difficult place as we are, when we are dealing with becoming caregivers for our parents. This book goes through the myriad of issues that one encounters Read More...