Blog

One of the first shockers when I started to practice estate planning was to learn that the death benefit for life insurance is subject to estate tax. Yikes! You’re asking yourself, “Can this really mean that when I buy life insurance to benefit my family they will have to pay Read More...

Perhaps one of the worse things to endure is going blind. My vision progressively worsens with age and my legal reading load. For my mom, she had cataracts in her only good eye. Her other eye is blind. Of course, you would know it from looking at her. She looks Read More...

One of the keys to having an Irrevocable Life Insurance Trust(ILIT) work is knowing that the insurance policy within the trust will have an adequate death benefit. The death benefit is what the life insurance will pay when the insured passes away. Often, this insurance is intended to provide liquidity Read More...

This summer a 5th grader in my sons’ Cub Scout pack lost his mom when she unexpectedly died from a brain aneurism. It shocked us all. It is uncomfortable to think about it, but some kids really do lose their parents. It is unfair, but it is life. This Read More...

When a person turns 18, he or she is an adult and gets to make his or her own decisions about medical and mental health care. That means that parents do not automatically get to know what is going on with their children’s health in emergency situation. This happened to Read More...

A Bitter-Sweet Season: Care for Our Aging Parents—and Ourselves by Jane Gross There is comfort in knowing that other bright people are in the same, difficult place as we are, when we are dealing with becoming caregivers for our parents. This book goes through the myriad of issues that one encounters Read More...